Need Medical Benefits?

Choose from the following...

For More Infomation Please Visit...
www.mybenefitsplus.com/njayb

Dental Plus™
$19.95 per month 
(For Your Entire Household)

Save from 25-80% on...
*Dental 
*prescription
*vision
*chiropractic


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Basic Health™
$29.95 per month
(For Your Entire Household)

Physician Care:
* No waiting period
* No pre-authorization for treatment required.
* No paperwork
* Instant Savings
* Specialist included where available
* All ongoing medical problems are accepted
* Cosmetic surgery included, where available

Ancillary Services:
Include services such as physical therapy,
laboratory procedures, imaging centers, hearing services,
mental health services and diabetic supplies.

Hospital Advocacy:
Should you need to be hospitalized and the
anticipated charges exceed $2500, an advocate is assigned
to negotiate the best possible fees for the hospital services,
accounting for your ability to pay.

NurseLine:
At no extra cost you can address your family's
immediate health matters or get your health questions answered
by licensed registered nurses 24/7. You may save hours lest while
waiting in a Doctor's office, missed time from work and even the
high cost of office visits.

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Total Health™
$39.95per month
(For Your Entire Household)

combines both Dental Plus™ and Basic Health™ namely:

*Dental
*Vision
*Prescription
*Chiropractic
*Physician Care
*Ancillary Services
*Hospital Advocacy 
*NurseLine

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 Total Health Plus™
$59.95 per month
(For Your Entire Household)

Combines all the program offers:
Dental Plus™, Basic Health™
plus three additional non-medical programs: 

DriveAmerica Auto Club
(administered by the United States Auto Club, Motoring Division)
Emergency roadside service provided 24x7.
$50 sign and drive for towing services. Includes flat tire,
out-of-gas and lockout services.
Members receive 25% discount on
all charges exceeding $50. 

Legal Services
(administered by CLC)
Free Initial consultation with an attorney
on each separate legal matter. Members
receive a 25% discount on any ongoing legal fees.
Access to over 4,500 online legal and financial documents,
along with a complete legal reference resource. 

Identity Theft Assistance
(administered by CLC) -
Provides education on identity theft prevention.
In cases where identity theft has occurred,
a personal advocate assists members from the
first call to completed resolution. If necessary,
legal referrals are available, with free consultation and a
25% discount on ongoing attorney fees.

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